Cell phones have become a necessity for many people throughout the world. In such a scenario, life seems to come at a halt if there is a fault in your cellular phone and you need a repair. Cell phone repair centers are all around, and making it harder for the average consumer to commit to cell phone insurance. People just like you are spending money every month that gets automatically added to their cell phone bill, but these people don’t have to. It’s astonishing how much these cell phone insurance companies rip-off handheld device owners every month.